Key takeaways
You can typically earn a discount when you bundle two or more policies
Bundling policies can make it easier to pay your premiums and update your policies
What is insurance bundling?
Insurance bundling usually refers to buying home and auto insurance from the same provider. However, the term can also apply to buying two or more of any type of insurance policy from the same company. Many insurers offer a discount to customers who buy more than one policy. It can also be easier to access and manage all policy documents from one place.
Progressive offers a multi-policy discount for customers who bundle home, auto, motorcycle, and many other types of insurance.
How do I bundle my insurance policies?
All you have to do is quote and buy two or more different policies from the same insurance company. If the policies you purchase qualify, and your insurer offers one, you'll receive a bundle discount.
Can you bundle more than just home and auto insurance?
In many cases, you can earn a multi-policy discount by combining two or more policies, even if they aren't home insurance and auto insurance. You can bundle motorcycle insurance, boat insurance, renters insurance and RV insurance, or more. It's important to remember that some insurers will only provide a discount for certain bundles.
Common types of insurance bundles
You can buy multiple types of insurance from the same company, many of which offer a bundle discount. Here are a few of the most common bundled insurance policies:
- Auto & home: Many insurers offer a bundle discount when you purchase both homeowners and auto insurance from them, including Progressive!
- Auto & renters: Renters can typically earn a discount when they bundle renters and car insurance as well.
- Auto & motorcycle: If you have a motorcycle, you may be able to save with both an auto and motorcycle policy from the same insurer.
What are the benefits of bundling insurance?
Easier payments
You only need to make payments to a single company rather than multiple payments to different companies. This makes it easier to keep track of payments and ask questions about your premium, reducing the chance of forgetting to pay your bill.
Easier management
Having your insurance policies in one place can make it easier to manage, including checking coverages, updating coverages, asking questions about your policies, finding insurance documents, and even filing claims.
To avoid any concerns about losing out on the best rates by bundling, you can shop around for insurance policies and compare rates to ensure that bundling with one company makes the most sense. You can also continue to shop around for rates regularly and compare quotes regularly to make sure that you're getting the best deal possible.
Potential savings
Many insurance companies offer discounts to customers who buy two or more policies with them. Bundling home and auto specifically can lead to big savings. At Progressive, drivers who switch and save with us save over $950 on average.*
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